What Is Ideation? 2024 Guide To The Design Thinking Phase

Table Of Content

• The Ultimate Guide to Understanding UX Roles and Which One You Should Go For
• Focus on problem solving
• A complete guide to the design thinking process
• UX Roles Exist to Serve the Design Process
• Related UX Design Articles
• Ideate stage

That means you’ll spend most of your time gathering insights—like doing user research to understand personas—and planning your potential solutions. There’s also not a specific set of steps that works for every industry or every situation. The process is customizable to give your team better control over the creative process and empower you to find the best solutions possible.

The Ultimate Guide to Understanding UX Roles and Which One You Should Go For

Sometimes a designer will encounter a situation when there’s a general issue, but not a specific problem that needs to be solved. One way to help designers clearly define and outline a problem is to create human-centric problem statements. That means that design thinking is not only for designers but also for creative employees, freelancers, and business leaders. There are multiple design thinking frameworks, each with a different number of steps and phase names. One of the most popular frameworks is the Stanford d.School 5-stage process. In the “Inspire” phase, the team focuses on understanding users’ needs, behaviors, and motivations.

Focus on problem solving

Core activities in the Ideate step help structure brainstorms and inspire new perspectives with creative tools like Brainwriting and SCAMPER. The Ideate step is usually revisited several times during the design thinking process as teams reframe opportunities and refine their solutions. The first stage of the design thinking process is to empathize with the end-users. This involves putting yourself in their shoes, understanding their needs, and gaining insights into their experiences. Through interviews, observations, and surveys, designers can gather valuable information that forms the foundation for the entire process. Empathy sets the stage for creating solutions that truly address the users’ pain points and challenges.

A complete guide to the design thinking process

Brainstorm and Worst Possible Idea techniques are typically used at the start of the ideation stage to stimulate free thinking and expand the problem space. This allows you to generate as many ideas as possible at the start of ideation. The goal of all the steps that come before this is to have the best possible solution before you move into implementing the design.

UX Roles Exist to Serve the Design Process

Users are also common participants on the Design Thinking teams, as are other stakeholders or community members. Take advantage of the Highlights feature and share clips and snippets from session recordings and heatmaps to demonstrate key user problems and get ideas from across teams. Filter sessions by rage clicks (where users click in frustration) to quickly learn which elements are irritating users. You’re only limited by your imagination, so apply as many filters as you like and save them as segments for quick access next time you watch recordings. Use one of our free survey templates to start leveraging user feedback to design with empathy.

Related UX Design Articles

Prototyping lets us bring those ideas into reality, make them something you can touch and see. And finally, testing isn’t just about finding faults or glitches—it’s our chance to confirm if we’re on track. Sharing inspiring or innovative solutions among the team helps spark new ideas and creates a frame of reference for members with widely different professional disciplines or experiences. When planning a Design Thinking workshop, save time to have participants discuss a design or service that has personally surprised or delighted them.

Don Norman encourages designers to incorporate systems thinking in their work. Instead of looking at people and problems in isolation, designers must look at them from a systems point of view. HCD has a much narrower focus and aims to create and improve products. Systems thinking looks at the larger picture and aims to change entire systems. Download print-ready templates you can share with your team to practice design thinking today.

The following sections describe the Stages and Steps of the Design Thinking process, including what their objectives and key activities. Arnold encouraged the iteration of his approach, and the Design Thinking framework has since been widely adapted to suit diverse organizations, technologies and needs. While anyone can participate in Design Thinking, coaching a team through the process does take practice. Facilitating the Design Thinking process typically entails coordinating research efforts and running multi-day workshops.

Ideate stage

This shared resource ensures that all team members have the latest information at their fingertips, promoting consistency in the design process. By following these stages, UX designers ensure that they create user-centered designs that are both functional and engaging. UX design effectively integrates with Agile methodologies by focusing on user needs and rapid iteration. Agile methodologies prioritize flexible planning, early delivery and continuous improvement, which aligns closely with the iterative nature of UX design.

For instance, feedback during the Testing phase might propel a team back to the Ideation or even Empathy stage. This iterative nature is not a sign of backtracking but rather a testament to the process’s commitment to staying true to user needs. Following weeks of research and immersion in the user experience, teams will begin seeing human-centered solutions everywhere they look.

In practice, teams with a mixture of “T-profiles” are most effective — that is, subject matter experts with a range of experiences. Let’s say you had a productive Step 3 and got 100 potential ways to solve your main problem. You can’t prototype every idea, so you need to prioritize a solution to prototype. In Step 4, your goal is to prioritize and prototype an idea (aka a solution) that was generated in Step 3, so you have an MVP (minimum viable product) that can be tested later. On-site (or on-page) surveys are simple surveys designed to collect voice of the customer (VoC) feedback ‘in the moment’ from any page.

This is your opportunity you can go around the room and discuss the ideas presented to get clarification if needed. You only get one chance to make a first impression, so it’s important to know what users say, think and feel when they first encounter your solution. Tools like the Feedback Capture Grid help organize user impressions to inform the design of higher-fidelity prototypes. Making abstract ideas more tangible is an important first step in prototyping.

A problem statement is typically formed during the “define” stage of the design thinking process. This involves gathering insights from stakeholders and users to understand the problem that needs to be solved. Ideate is a stage in the design thinking process where designers generate a large number of creative ideas and concepts in response to the problem statement developed during the previous stage.

5 design considerations for your design thinking workshop - CIO

5 design considerations for your design thinking workshop.

Posted: Mon, 27 Aug 2018 07:00:00 GMT [source]

The book equips designers with the tools and techniques to collaborate effectively with cross-functional teams, iterate quickly, and deliver user-centric digital products in an Agile environment. This book presents a collection of key psychological principles that UX designers can leverage to create more intuitive, user-centered products and services. It covers foundational concepts like Fitts' Law, Hick's Law, and the Pareto Principle, providing both the theory and practical applications of these principles. By understanding the underlying human psychology, designers can make more informed decisions and build experiences that better meet the needs and expectations of their users. UX (User Experience) and UI (User Interface) are crucial but distinct aspects of the design process. UX focuses on the overall experience that users have when interacting with a product, including how easy and pleasant the product is to use.

7th House Astrology: What It Means for Relationships

Table Of Content

• Compatibility with Other Zodiac Signs
• Astronomy and astrology look at a newly discovered object in space
• Being led by their feelings
• The 7th House in Astrology Rules Relationships—Here’s What You Can Expect From Yours
• Your love and beauty unveiled: Venus in 12 houses

When analyzing the Seventh house, astrologers look at the planets present in this house and the sign on the cusp. For instance, someone with Pisces in the Seventh house might approach partnerships with empathy, sensitivity, and a desire for a spiritual connection. The First House or Ascendant represents one's behaviour in the eyes of others and also one's health. It is the image of the personality as seen by others and the person's visible behaviour expressed outwardly.

Compatibility with Other Zodiac Signs

Pisces in the 7th House can harm a person's relationships and in-person interactions. Because of their highly emotional and romantic approach, they may idealize their partners, allowing them to overlook any red flags or unsuitable traits. They may have difficulty establishing definitive limits in connections, leaving them vulnerable to psychic connections or codependency. Their empathic nature may also lead to their taking on their partners' emotional loads, resulting in emotional weariness. They are not interested in superficial or casual encounters; they crave a soulmate-like bond.

Astronomy and astrology look at a newly discovered object in space

Having your Sun in Pisces, you must fight hard for stability, for the strength of purpose and balance needed to combat the negativity of laziness, carelessness, and emotional confusion. You need to develop a positive self-image, play on your strengths and ability to take responsibility, not let yourself fall victim to bad choices and your predilection for self-undoing. The 7th House in the natal chart is known as the House of marriage in astrology.

Being led by their feelings

This desire for an emotional and spiritual bond makes them highly sensitive and intuitive partners, capable of understanding their partner's needs and emotions, sometimes even before they are expressed. As an individual with your Sun in the 7th House, in order to be real in a meaningful relationship, you must be present to yourself. If you develop this strong sense of self, then you can more fully develop that self by engaging in relationships. Whether from a position of strength or a position of dependency, you are likely to spend much energy and attention on relationships with others. Prime relationships (marriage or business partnerships) will be very important in your life but you will tend to see all spheres of life as opportunities to meet and get to know other people. Pisces in the 7th House of Astrology represents an empathetic approach to relationships and partnerships.

Sedna and astrology

If your inner child lived in one of the 12 houses, it would be this one. The 2nd house represents money, material and immaterial possessions, and your sense of self-worth. The 1st house corresponds with your physical appearance, your personality, and your identity. The individual may also grapple with the dual nature of Pisces, finding it challenging to merge the dual aspects of life. However, by embracing the mutable quality of Pisces, they can learn to perceive life in terms of duality and find peace in acceptance.

Los Angeles (California): Astrological Article and Chart

Your Pisces 2024 Yearly Horoscope Predictions Are Here - Allure

Your Pisces 2024 Yearly Horoscope Predictions Are Here.

Posted: Thu, 28 Dec 2023 08:00:00 GMT [source]

He may bring about sudden surprises and changes within your family or your home in several instances of your life. The 12 houses in astrology are aspects of your birth chart, each corresponding to a planetary ruler and zodiac sign. The alignments of each house depend on your birth date, time, and location, and each of these alignments provide specific insights into different aspects of your life and self. The presence of Pisces in the Seventh house of a natal chart indicates a profound longing for emotional, spiritual, and romantic connection. These individuals bring empathy, compassion, and a deep understanding to their relationships, making them cherished partners. However, the journey to finding and maintaining such soulful unions requires them to balance their idealism with realism and to cultivate healthy boundaries.

The 7th House in Astrology Rules Relationships—Here’s What You Can Expect From Yours

The numerous obstacles which crop up throughout life are courageously overcome. One is appreciated for one's dedication to friends and colleagues, and kept in high esteem for the quality of one's work. Success and notoriety can be achieved in animal husbandry, forestry and the wood industry, particularly if in the natal chart, Mars is posited in Taurus. All intellectual occupations such as education, literature, or architecture, are also very favoured. One must be very careful with contracts because they may conceal some breach of trust and lead to a lawsuit, particularly at the beginning of one's career. One amasses a great deal of knowledge and becomes an expert in one's field, but one is determined to stay out of the spotlight.

Your love and beauty unveiled: Venus in 12 houses

The 7th house in astrology can pertain to romantically partnered situations as well as business unions and creative collaborations. These people have also the tendency to confuse their own personality and preferences with the ones of their partners. When the seventh house falls in the sign of Pisces, these people are very idealistic when it comes to their love life. At the same time, some can find their ideal love and no one will be able to convince them things are not perfect in their life. Since they don’t like being criticized, their relationships with others can be quite difficult.

The Mars in Pisces Transit Pumps Up Passion, But Where Should You Direct It? The AstroTwins - Free Daily Horoscopes by The AstroTwins Astrostyle

The Mars in Pisces Transit Pumps Up Passion, But Where Should You Direct It? The AstroTwins.

Posted: Tue, 19 Mar 2024 07:00:00 GMT [source]

Learning to balance idealism with realism and setting healthy boundaries can lead to more fulfilling and genuine connections. Most astrologers believe there is a form of synchronicity which results in the discoverers of a planet selecting a symbolically appropriate name for its astrological meaning. They also look to the chart of the moment of a planet’s discovery to read its meaning, and as well as at the world events transpiring at the time of discovery.

The key to your fulfilment is probably your capacity for communication. His colour is green or silver, his stone is the crystal, his day is Wednesday, his professions are journalist, lawyer, presenter, dancer, salesman, travel agent, teacher... Her colour is green or brown, her stone is the emerald, her day is Friday, her professions are cook, artist, estate agent, banker, singer... You will find below the horoscope of the event Los Angeles (California) with its interactive chart and planetary dominants.

Now that we’ve revisited the meanings of each house, let’s dive deeper into the 7th house, outlined below. Before we dive deeper into breaking down the 7th house in astrology, let's do a quick refresh on the different houses in astrology and how they correspond with planets and signs. The strong focus on others, characteristic of the 7th house, coupled with Pisces' selfless nature, could result in an overemphasis on 'other'. This risks creating an imbalance, neglecting the individual's own needs and desires. Additionally, the nebulous nature of Pisces might cause the individual to lose focus or clarity in their dealings, particularly in legal or business matters.

This residence symbolizes their commitment style and the people they bring into their lives. Despite their many positive , individuals with Pisces in the 7th House may face certain in relationships. Their deep sensitivity can sometimes lead to emotional overload, making it difficult for them to set boundaries and prioritize their own needs. They may find themselves giving too much and neglecting their own well-being. Communication and emotional expression are essential for individuals with Pisces in the 7th House. They are attentive listeners, always seeking to understand their partner’s thoughts and feelings.

Because they’re magical, the opportunity for them to be involved in fairytale-like love stories exists, but they need loyalty and their partner to believe in them for this to happen. Sometimes, Pisces in the Seventh House is about getting betrayed and having the strangest partners who are talented with the arts, but who at the same time abuse different substances. As soon as they’re with the perfect person, these natives are starting to put all of their soul into that relationship for it to not consume itself. Having the Virgo as their Ascendant, they’re most of all practical and attracted to those who rely on their intuition.

More than this, they may want to be with a person who takes care of the little details in their life. Love can be incredible for them, but Neptune in the 7th House can as well create a lot of confusion and have them wanting to sacrifice themselves for their lover and the sake of their romantic connection. However, societal pressures and expectations about men may make it difficult for you to fully embrace your emotional side. Remember that being in touch with your feelings is a strength, not a weakness. Actors present vignettes lived by the characters on the day that changed them forever.

32 Stunning Charcuterie Board Ideas for Every Occasion

Table Of Content

• Spring Cheese Board
• How do I prevent ingredients from drying out?
• Sweet and Sour Chicken
• The Cheeses
• How to Arrange a Gorgeous Charcuterie Board
• Steps to a Gorgeous Charcuterie Board Your Guests Will Devour

If you're looking for fun things to put on a charcuterie board, look no further than these breakfast and brunch inspired platters. This is a cute way to serve everyone's favorite meal of the day. Be sure to think about color and texture when creating a board like this. Charcuterie boards are more fun because there are lots of colors, textures, and ingredients. Like I said above, this is your board so choose your favorite varieties of cheese.

Spring Cheese Board

Sand the entire surface of your board with an electric sander to remove any rough grain and soften the edges of the board. Clamp the board to your work surface and use a handheld jigsaw to cut out the shape.

How do I prevent ingredients from drying out?

Another great touch is the use of kabob sticks to make this an easy board to grab and go from. The best part about making small charcuterie boards is that you can splurge on some higher-priced items since you don’t need much. My splurge is always a good quality cheese or prosciutto. I also like to add prosciutto, not in my photos today. The trick with adding meats to your board, is keep them in groups. Some of the salami near the blue cheese, I folded lightly in half for fun.

Sweet and Sour Chicken

Manchego cheese, smoked chorizo and jamón Ibérico? Might we suggest serving it as an appetizer for cheater's skillet paella? Between the persimmons, pomegranate arils and kumquats, this spread is destined for your Christmas tablescape.

By following this guide, you can assemble a visually stunning and delectable charcuterie board that will impress your guests and make any gathering memorable. Use a cup and thinly sliced meat to create these unique and beautiful flowers for your next charcuterie board! Oh my goodness @boards_by_brooke_ on IG really outdid herself on this one! We love the use of the mini pumpkin hollowed out to fit a dish with jam, and the letters cut from cheese!

How to Arrange a Gorgeous Charcuterie Board

Making sure to consider your guests preferences, as well as the quality of the meat you serve, is the first step to success. When planning and shopping for your board, think about who you’ll be feeding. Select a few types of meat that you like best, then select some that you know will be crowd-pleasers for your guests.

Stuffed olives, nuts, and some fruits are perfect to add to this charcuterie board. Once you add the meats and cheeses, move on to the lighter items like crackers. I've served a lot of meat and cheese boards in my day. I've seen what gets eaten, and sadly, what gets left behind.

It helps to start with bowls

The pepperoni and other salami pieces are nicely fanned out, laying flat on the board. What do charcuterie boards sell for and is it a profitable business? Fully styled charcuterie boards can sell, depending on size and flavor selections, from $20 – $2,500 and up.

7 best charcuterie boards we tested, plus how to build the perfect board - New York Post

7 best charcuterie boards we tested, plus how to build the perfect board.

Posted: Wed, 14 Feb 2024 08:00:00 GMT [source]

You can enjoy them with the meats, cheeses, crackers—everything! For the best flavor balance, include at least 1 savory + 1 sweet spread on your board. There are so many charcuterie board ideas perfect for the holiday season, like a snowman cheese board, a Christmas charcuterie wreath or a charcuterie chalet. What’s a Fourth of July party without plenty of red, white and blue? Typically, a charcuterie board is an array of cured, smoked, or cold cooked meats on a board served before a meal as an appetizer, or during a party as finger food.

You'll likely find the best options for your meat and cheese board near the deli section of your grocery store. The right cheeses are key to an amazing charcuterie board. Include a few varieties of thinly sliced cured meats.

Lay them flat or arrange them in loose rolls so they're easy for guests to pick up and nibble on. You can also include harder meats that guests can cut themselves, like smoked sausages and salamis, and a spreadable meat like pâté (chicken or duck liver). Some popular charcuterie meats include guanciale, pancetta, hard salami, prosciutto, and mortadella. A charcuterie board is a stylish way to present meats and cheeses as an appetizer (or even dessert), often for entertaining. I hope these unique charcuterie board ideas inspired you!

However, it is important to avoid falling into the common trap believing word of mouth alone will grow your sales. Having at least a simple “go to market” strategy in your charcuterie business plan is vital. Exact startup costs can range from a few hundred dollars to over $10K depending on what kind of charcuterie business you want to get into. As with everything, your success depends on how much effort you put in and demand in your local area. More than a few charcuterie business owners have no problem generating over $100,000 per year from demand in their local area, with some some earning $1 million and up.

And, if you're serving this Simple Charcuterie Board to any gluten-intolerant buddies, consider placing a bowl of gluten-free crackers off to the side for them. Here are even more heart-shaped recipes perfect for a personalized Valentine’s Day spread. It’s easiest to do all of your washing, chopping, and prepping in advance and assemble your board once you arrive. That way, you don’t have to worry about keeping your display intact on the car ride, or loose grapes rolling off the board. Bring the board separately, just be sure to wash it before you start setting up.

The key to this style of charcuterie board is adding lots of toppings, dips, and syrup to make the presentation show-stopping. One of my favorite types of boards to make are seasonal ones. You can use the season's flavors and produce to make the board bright, fresh, and colorful. You’ve probably seen them at parties, on your holiday table, or even just as a fun weekend appetizer.

Another post-pandemic solution is single-serve charcuterie cups. Great for an on-the-go snack, and for guests to avoid sharing germs. Boards provide a sense of entertainment and wow for guests. Try making a board themed around your drink or cocktail.

Fruits and veggies add color and freshness to a charcuterie or meat and cheese board. They're also a tasty contrast to rich, salty meats and cheeses. When planning which items to include, consider foods that can be eaten whole or cut into slices.

Home Value Estimator Tools Compared

Table Of Content

• Find an agent to sell your home
• What information is used to calculate the Redfin Estimate?
• About Chase
• The biggest factors that can decrease your home value

Nvidia's infrastructure is the "brains" that are helping to train large language models and oversee generative AI solutions. The Redfin Estimate is an automated calculation of the market value of an individual home. The Redfin Estimate is highly accurate, with the lowest published error rate for on-market homes. Fees for an appraisal usually range between $300 to $500, but remember to do your due diligence when hiring an appraiser.

Find an agent to sell your home

A typical house is now worth $320,662 — an increase of more than $50,000 from December 2020. Mortgage rates are creeping higher, yet the U.S. real estate market is still breaking records. As technology has improved, many companies have tried to come up with accurate ways to put a price on individual homes online. Here are some of the best home value estimators — called automated valuation models or AVMs — and how they work.

What information is used to calculate the Redfin Estimate?

For questions or concerns, please contact Chase customer service or let us know about Chase complaints and feedback. View the Chase Community Reinvestment Act Public File for the bank’s latest CRA rating and other CRA-related information. These articles are for educational purposes only and provide general mortgage information. Products, services, processes and lending criteria described in these articles may differ from those available through JPMorgan Chase Bank N.A. The views expressed in this article do not reflect the official policy or position of (or endorsement by) JPMorgan Chase & Co. or its affiliates. Views and strategies described may not be appropriate for everyone and are not intended as specific advice/recommendation for any individual.

About Chase

An inaccurate appraisal could mean making important financial decisions concerning your home’s future using bad information. To get the most accurate figure, hire a professional home appraiser, who will perform an expert assessment to help you understand your home’s worth. While an appraisal can cost several hundred dollars, it can help ensure you set an appropriate asking price so that your home sale goes more smoothly. Although improving the decor of your home may not drive up its market value, it can make the home look more desirable to the buyer. Placing flower arrangements, centerpieces or hanging artwork could improve the look of your home and inspire buyers while you are selling. Professional home appraisals consider various factors to determine a home’s value, including size, location, condition, upgrades and local comps (or what other, similar homes nearby have sold for).

Bankrate’s easy-to-use home value estimator requires only your street address. After you type it in, the tool will provide an approximate home value based on Zillow data. From there, you can also use Bankrate to connect with a local real estate agent to get a more accurate estimate, learn about tapping into your home equity or explore options for refinancing your mortgage. The median annual property tax homeowners pay in southern California’s Orange County is $5,588.

If you live in one of these metros, consider striking while the iron is hot and put your house on the market soon. And if you're contemplating a move to one of these previously undervalued locations, act quickly, before prices spike even more. The table below shows effective property tax rates, as well as median annual property tax payments and median home values, for each county in California. Assessed value is often lower than market value, so effective tax rates (taxes paid as a percentage of market value) in California are typically lower than 1%, even though nominal tax rates are always at least 1%. Knowing the value of your home is critical when deciding if it’s a good time to sell, and negotiating a sale. But even if you’re not interested in selling, it’s important to know how much your home is worth because it impacts your ability to get financing, such as a refinance mortgage or a home equity line of credit (HELOC).

Premium Investing Services

The median Los Angeles County homeowner pays $5,073 annually in property taxes. Along with the countywide 0.82% tax rate, homeowners in different cities and districts pay local rates. A good rule of thumb for California homebuyers who are trying to estimate what their property taxes will be is to multiply their home's purchase price by 1.25%. This incorporates the base rate of 1% and additional local taxes, which are usually about 0.25%.

The biggest factors that can decrease your home value

How real estate commission changes could affect buyers and sellers - The Washington Post

How real estate commission changes could affect buyers and sellers.

Posted: Thu, 25 Apr 2024 14:00:00 GMT [source]

You only need to claim this exemption once, and it’s important to do so shortly after you buy. Property taxes in California are limited by Proposition 13, a law approved by California voters in 1978. Get a home value estimate to see how much you could sell for and how fast based on key trends happening in your area. Lenders and Realtors often work with property appraisers and might have a list of recommendations to help you in your search. There are a variety of ways to get the information you need, depending on how much time and effort you are willing to put in, as well as cost if you seek professional help. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.

Using a home value tool

It’s key to start off with an understanding of how you can find your home’s value. From online home value calculators to comparative market analyses and more, you’ll find there are a few ways to estimate your home’s value. There are also home improvements that can help boost its value, while other issues that, if they remain unaddressed, my cause it to decline.

This means that, for homeowners who have been in their house for a long time, assessed value is often lower than market value. The same is true of homeowners in areas that have experienced rapid price growth in recent years, such as San Francisco and San Jose. Home values on average jumped almost 20% in the past year, the most ever, according to a new report from Zillow.

The median annual property tax payment in Fresno County is $2,519, more than $2,000 below the state median. The median home value in Santa Clara County is among the highest in the nation, at $1,061,900. Because of these high home values, annual property tax bills for homeowners in Santa Clara County are quite high, despite rates actually being near the state average. The median annual property tax payment in Santa Clara County is $9,059. Los Angeles County is the most populous county in both the state of California and the entire United States.

It can go up as your home appreciates in value, but it is typically lower than the amount the home could actually sell for. Many factors can affect your home's value, including buyer demand and prices of neighboring homes. The Redfin CompeteScore can give you an idea whether market competition in your area could boost your home's sale price. Or if you're buying, it can indicate how much competition you'll face when you make an offer. Compare Redfin CompeteScores in Raleigh, Philadelphia, Houston, and Sacramento, or check your own neighborhood's score on Redfin.com.

Some of those factors are in your control, like if you made home improvements to boost the value of your house. Others, like the current economy and local housing market trends, are less in your control. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations. The offers that appear on this site are from companies that compensate us. But this compensation does not influence the information we publish, or the reviews that you see on this site.

This may differ slightly from the Redfin Estimate displayed in the Home Report email, which shows a point-in-time value for a given day rather than a monthly average. Stay up to date on market changes and find out how much homes like yours have sold in the past year. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services. One probable reason for these eight billionaires to go against the grain is history.

Keep in mind other factors such as square foot, location, bedroom and bath count, etc. If your home is a ranch style and is located on a more desirable part of the block, then you’ll want to compare it to a ranch style home in the same area. However, if there are no comparable ranch style homes in that area, take a look at two-story homes on the same block instead. Using an online tool for home appraisals, like a home value calculator, is easy and accessible. If you're interested in doing research on your own for your home or prospective homes, a Home Value Estimator can help you get started.

But even the best home value estimators will still have some margin of error. That’s because these tools rely on publicly available data and can’t take into account the specifics of your neighborhood or your house, including any recent renovations or upgrades you might have made. Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place.

Estimate My Home Value Real Estate House Worth Estimator from realtor com

Table Of Content

• What kind of information does Bankrate use to calculate my home's value?
• California Property Tax Calculator
• Los Angeles, California
• Ready to sell?
• Chase Home Lending

Our Verified Partner Agents are local experts who earn an average of 4.8/5 stars from buyers and sellers just like you. View today’s mortgage rates or calculate what you can afford with our mortgage calculator. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. Updating your plumbing can mean anything from installing low flow plumbing fixtures to replacing a septic tank. Putting a house on the market with an updated plumbing system is desirable from both a cost perspective and convenience perspective for a buyer and can raise the value of your home as a seller. Proximity to a good school district, desirable location such as a lake, beach, mountains, etc., public transportation, shopping and a bustling job market will affect the value of a home.

What kind of information does Bankrate use to calculate my home's value?

Buying a new home and finding out the roof needs to be replaced is a large financial project to take on. As a seller, putting your house on the market with an updated roof raises the desirability of your home. Expanding your home could be as simple as knocking down walls and as involved as building a second floor or an additional wing.

California Property Tax Calculator

This means that when a home that is currently on the market sells, the Redfin Estimate will be within 2.01% of the sales price half of the time. For off-market homes, the Redfin Estimate will be within 6.27% of the eventual sales price half the time. The Redfin Estimate is more accurate for homes that are for sale because there is more data available about those homes. Sacramento County is located in northern California and has a population of just over 1.5 million people. At that rate, the total property tax on a home worth $200,000 would be $1,860.

Los Angeles, California

According to the indictment, Falaschi directed some of his workers to exploit a leak in the Delta-Mendota Canal way back in 1992. That’s when a worker allegedly notified him that a turnout on the canal previously cemented shut was leaking. Falaschi is accused of directing workers to divert federal water into his district’s system — often under cover of night — using that old turnout.

Once you create an account, you’ll have access to more information, including your approximate equity, buyer demand for similar homes and a history of the property’s value. Whether you choose to work with a financial advisor and develop a financial strategy or invest online, J.P. Morgan offers investment education, expertise and a range of tools to help you reach your goals. Morgan Wealth Management Branch or check out our latest online investing offers, promotions, and coupons.

Ready to sell?

We do not include the universe of companies or financial offers that may be available to you. For example, knowing about how much your home has appreciated in value can help you determine how much equity you’ve built or whether you’re being overcharged for property taxes. This is what your property taxes are based on — the dollar value of your property as determined by your area’s local tax assessors.

Median Home Price By State 2024 – Forbes Advisor - Forbes

Median Home Price By State 2024 – Forbes Advisor.

Posted: Thu, 18 Apr 2024 07:00:00 GMT [source]

Chase for Business

When all of this data meets the massive computing power of our proprietary machine-learning software and today’s best cloud technology, you get the Redfin Estimate. By all accounts, this upstate city is the perfect place to live—as long as you don't mind cold weather and eight months a year of gray skies. It's known for its amazing golf courses, great food, and excellent schools.

Find out how many homes are for sale, check out asking prices, and see how similar homes compare to yours. With up-to-date information about homes in your neighborhood, you can make informed decisions when it’s time to sell. Automated home value estimators are useful, but they can’t replace the human expertise of a real estate agent or professional appraiser. Whether you’re looking to buy a new home or sell your current home, work with an agent who knows your local market well to get a better understanding of the home’s value. Redfin displays its own home value estimates on the home profiles on its website. It says it bases its estimates on hundreds of data points, including information about the home itself, the neighborhood the home is in, the overall real estate market and more.

The rates collectors are willing to offer depend on various factors, like printing method and location, the auction site reported. On July 24, 2022, a $2 bill printed in 2003 sold for $2,400 through Heritage Auction, and later resold for $4,000. Voter-approved taxes for specific projects or purposes are common, as are “Mello-Roos” taxes. Mello-Roos taxes are voted on by property owners and are used to support special districts through financing for services, public works or other improvements.

We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please contact us at Here is a guide to help you establish a baseline for what your house is worth. To compare each estimator tool below, we’ll use the same example property and run it through each tool to see how the results compare. Please check your spelling and use the common location formats listed below. Our suite of security features can help you protect your info, money and give you peace of mind.

While unlikely to be in your wallet, a $10,000 bill dating back to 1934 sold for $470,000 in Dallas at another Heritage Auctions auction. Two batches of $1 bills were printed in 2014 and 2016 with a specific error from the U.S. Bureau of Engraving and Printing, and they went into circulation before it was noticed, the personal finance blog reported. The first batch was issued in New York and the second in Washington D.C., for a total of 6.4 million banknotes. Rocket Homes Real Estate LLC is committed to ensuring digital accessibility for individuals with disabilities.

With Chase for Business you’ll receive guidance from a team of business professionals who specialize in helping improve cash flow, providing credit solutions, and managing payroll. Choose from business checking, business credit cards, merchant services or visit our business resource center. A preapproval is based on a review of income and asset information you provide, your credit report and an automated underwriting system review. The issuance of a preapproval letter is not a loan commitment or a guarantee for loan approval. Preapprovals are not available on all products and may expire after 90 days. Whether buying or selling, home value estimates can help you remain competitive in the housing market.

30+ Unique Charcuterie Board Ideas and Themes

Table Of Content

• In Store Workshops
• How to slice cheese for a charcuterie board
• LOCATIONS SERVED
• The Crackers
• Chocolate Charcuterie Board
• Where to find wood boards?

The key to this style of charcuterie board is adding lots of toppings, dips, and syrup to make the presentation show-stopping. One of my favorite types of boards to make are seasonal ones. You can use the season's flavors and produce to make the board bright, fresh, and colorful. You’ve probably seen them at parties, on your holiday table, or even just as a fun weekend appetizer.

In Store Workshops

You can enjoy them with the meats, cheeses, crackers—everything! For the best flavor balance, include at least 1 savory + 1 sweet spread on your board. There are so many charcuterie board ideas perfect for the holiday season, like a snowman cheese board, a Christmas charcuterie wreath or a charcuterie chalet. What’s a Fourth of July party without plenty of red, white and blue? Typically, a charcuterie board is an array of cured, smoked, or cold cooked meats on a board served before a meal as an appetizer, or during a party as finger food.

How to slice cheese for a charcuterie board

By following this guide, you can assemble a visually stunning and delectable charcuterie board that will impress your guests and make any gathering memorable. Use a cup and thinly sliced meat to create these unique and beautiful flowers for your next charcuterie board! Oh my goodness @boards_by_brooke_ on IG really outdid herself on this one! We love the use of the mini pumpkin hollowed out to fit a dish with jam, and the letters cut from cheese!

LOCATIONS SERVED

The pepperoni and other salami pieces are nicely fanned out, laying flat on the board. What do charcuterie boards sell for and is it a profitable business? Fully styled charcuterie boards can sell, depending on size and flavor selections, from $20 – $2,500 and up.

Making sure to consider your guests preferences, as well as the quality of the meat you serve, is the first step to success. When planning and shopping for your board, think about who you’ll be feeding. Select a few types of meat that you like best, then select some that you know will be crowd-pleasers for your guests.

If you're looking for fun things to put on a charcuterie board, look no further than these breakfast and brunch inspired platters. This is a cute way to serve everyone's favorite meal of the day. Be sure to think about color and texture when creating a board like this. Charcuterie boards are more fun because there are lots of colors, textures, and ingredients. Like I said above, this is your board so choose your favorite varieties of cheese.

14 Best Charcuterie Boards for All of Your Hosting Needs - Taste of Home

14 Best Charcuterie Boards for All of Your Hosting Needs.

Posted: Fri, 23 Dec 2022 08:00:00 GMT [source]

Another great touch is the use of kabob sticks to make this an easy board to grab and go from. The best part about making small charcuterie boards is that you can splurge on some higher-priced items since you don’t need much. My splurge is always a good quality cheese or prosciutto. I also like to add prosciutto, not in my photos today. The trick with adding meats to your board, is keep them in groups. Some of the salami near the blue cheese, I folded lightly in half for fun.

Where to find wood boards?

However, it is important to avoid falling into the common trap believing word of mouth alone will grow your sales. Having at least a simple “go to market” strategy in your charcuterie business plan is vital. Exact startup costs can range from a few hundred dollars to over $10K depending on what kind of charcuterie business you want to get into. As with everything, your success depends on how much effort you put in and demand in your local area. More than a few charcuterie business owners have no problem generating over $100,000 per year from demand in their local area, with some some earning $1 million and up.

You can also find animal crackers shaped as letters to add a message to your charcuterie board. Be sure to purchase food that's fresh, bright, colorful, and of course delicious. This is the perfect snack board for a party, especially if your guests have dietary restrictions. These boards can easily fit gluten-free, vegetarian, or vegan dietary preferences. So often you see huge charcuterie boards around the internet.

Manchego cheese, smoked chorizo and jamón Ibérico? Might we suggest serving it as an appetizer for cheater's skillet paella? Between the persimmons, pomegranate arils and kumquats, this spread is destined for your Christmas tablescape.

Sand the entire surface of your board with an electric sander to remove any rough grain and soften the edges of the board. Clamp the board to your work surface and use a handheld jigsaw to cut out the shape.

Stuffed olives, nuts, and some fruits are perfect to add to this charcuterie board. Once you add the meats and cheeses, move on to the lighter items like crackers. I've served a lot of meat and cheese boards in my day. I've seen what gets eaten, and sadly, what gets left behind.

And, if you're serving this Simple Charcuterie Board to any gluten-intolerant buddies, consider placing a bowl of gluten-free crackers off to the side for them. Here are even more heart-shaped recipes perfect for a personalized Valentine’s Day spread. It’s easiest to do all of your washing, chopping, and prepping in advance and assemble your board once you arrive. That way, you don’t have to worry about keeping your display intact on the car ride, or loose grapes rolling off the board. Bring the board separately, just be sure to wash it before you start setting up.

Lay them flat or arrange them in loose rolls so they're easy for guests to pick up and nibble on. You can also include harder meats that guests can cut themselves, like smoked sausages and salamis, and a spreadable meat like pâté (chicken or duck liver). Some popular charcuterie meats include guanciale, pancetta, hard salami, prosciutto, and mortadella. A charcuterie board is a stylish way to present meats and cheeses as an appetizer (or even dessert), often for entertaining. I hope these unique charcuterie board ideas inspired you!

You'll likely find the best options for your meat and cheese board near the deli section of your grocery store. The right cheeses are key to an amazing charcuterie board. Include a few varieties of thinly sliced cured meats.

Another post-pandemic solution is single-serve charcuterie cups. Great for an on-the-go snack, and for guests to avoid sharing germs. Boards provide a sense of entertainment and wow for guests. Try making a board themed around your drink or cocktail.

Charting New Waters: Norwegian Cruise Line Unveils Ambitious Plans For Eight Ships

Table Of Content

• The trends are right for Norwegian
• Financial Performance
• Cruising in the right direction
• NORWEGIAN CRUISE LINE UNVEILS ALL-NEW CULINARY EXPERIENCES TO DEBUT ABOARD NORWEGIAN AQUA
• President Biden’s Plan To Change Credit Reporting And Scoring
• Oceania Cruises Announces Giada De Laurentiis as Brand and Culinary Ambassador

Now while cruising from the U.S. ports is set to resume this July, we still think that 2021 is likely to be a relatively slow year for Norwegian. Norwegian will likely miss out out on much of the lucrative summer cruising season and it’s also possible that older customers - who are a key demographic - will take a wait and watch approach to cruising post the pandemic. That said, 2022 is looking much stronger, with consensus estimates pointing to revenues of $6 billion, just slightly below the $6.5 billion in revenue the company posted in 2019. Ticket prices have also apparently been strong, trending above 2019 levels. Although Norwegian’s higher levels of leverage (debt has doubled to $12 billion from pre-pandemic levels) are a concern, the stock could still be worth a look considering that it remains down by about 45% from its 2019 levels. Norwegian Cruise Line posted mixed financial results earlier this month.

The trends are right for Norwegian

And we have unwavering standards for how we keep that integrity intact, from our research and data to our policies on content and your personal data. Weakness in consumer spending spurred by an economic downturn could affect discretionary spending, leading pricing to soften and lower onboard spending. Revenue was ahead of guidance, whereas its net loss was a little more than expected.

Financial Performance

Longer-term profitability also remains a concern, given potentially higher interest expenses. The company’s total debt rose to about $11.8 billion at the end of 2020, up from around $6.8 billion at the end of 2019. That said, the stock still remains down by about 50% from its pre-Covid highs, making the risk to reward proposition relatively attractive for investors.

Cruising in the right direction

That said, the longer-term outlook for the company remains mixed, in our view. Booking trends have also been mixed, with reservations for the second half of 2021 apparently remaining below historical levels, although early trends for 2022 look strong, per the company. Norwegian has spent the better part of the last year raising funds via debt and equity issuances, with its debt load standing at about $11.8 billion at the end of Q4, up from about $6.8 billion a year ago. The higher interest costs are likely to weigh on the company’s profitability going forward. Coronavirus-induced changes in consumer behavior with regard to travel had altered the economic performance of Norwegian Cruise Line Holdings, affecting its ability to generate excess economic rents. However, as consumers returned to cruising after the 15-month sailing halt that ended in July 2021, they regained their appetite for travel, bolstered by the value proposition the holiday provides.

Norwegian Cruise Line Stock Is Beaten Down Now, but It Could 10X - The Motley Fool

Norwegian Cruise Line Stock Is Beaten Down Now, but It Could 10X.

Posted: Mon, 20 Nov 2023 08:00:00 GMT [source]

Norwegian Cruise Line Stock Performance

Two investment analysts have rated the stock with a sell rating, nine have given a hold rating, three have given a buy rating and one has given a strong buy rating to the company's stock. According to MarketBeat, Norwegian Cruise Line has an average rating of "Hold" and a consensus target price of $20.87. Don't underestimate the power of cruise line stocks as they reverse the bearish narrative.

The Company offers an array of cruise itineraries and theme cruises, as well as markets its services through various distribution channels including retail and travel agents, international and incentive sales, and consumer direct. With profitability expected to nearly triple between 2024 and 2027, you can buy the cruise line shares at a market cap that's just 4.3 times its 2027 profit outlook. Norwegian has posted double-digit percentage beats in its last three quarters. With geopolitical events weighing on near-term sailings, its projected occupancy percentage for the current quarter is well shy of where it was in the holiday quarter of 2019. After back-to-back quarters of profitability, Norwegian is bracing investors for an adjusted deficit of $0.15 a share in the fourth quarter. Wall Street pros were modeling a slightly better-than-breakeven performance.

President Biden’s Plan To Change Credit Reporting And Scoring

For fiscal 2024, five analysts revised their earnings estimate higher in the last 60 days for NCLH, while the Zacks Consensus Estimate has increased $0.11 to $1.26 per share. Founded in 1993, The Motley Fool is a financial services company dedicated to making the world smarter, happier, and richer. The Motley Fool reaches millions of people every month through our premium investing solutions, free guidance and market analysis on Fool.com, top-rated podcasts, and non-profit The Motley Fool Foundation. Also, given a -5% movement for the stock over 5 trading days, it has historically witnessed an excess return of 1.8% compared to the S&P500 over the next 21 trading days, with a 51.2% percent probability of a positive excess return. Now while cruise stocks have moved considerably over the last year, 2020 has also created many pricing discontinuities which can offer attractive trading opportunities. For example, you’ll be surprised how the stock valuation for Northrop Grumman vs. Atlas Air Worldwide Holdings shows a disconnect with their relative operational growth.

Oceania Cruises Announces Giada De Laurentiis as Brand and Culinary Ambassador

The new pier development in the Bahamas is set to begin in summer 2024 and be completed by late 2025 with an investment of about $150 million. Finally, Regent Seven Seas Cruises is scheduled to take delivery of two 77,000-gross-ton ships, each with a capacity of 850 guests, in 2026 and 2029. Oceania Cruises is scheduled to take delivery of two 86,000-gross-ton ships, each with a capacity of 1,450 guests in 2027 and 2029.

Owning cruise stocks when supply growth has been low for an extended period of time, as per the analyst. While the headline of eight ships might make investors panic, the analyst urged them to look at the fine print. There have been two largely positive developments for the recreational cruising space this month.

The good news is that revenue clocked in at a record $2.536 billion, in line with expectations and a 57% surge over the prior year's admittedly depressed results. More importantly, its top-line showing was 33% ahead of where it was during the same seasonally potent summertime quarter in 2019. In other words, it's now ahead of where it was before the pandemic shut the industry down for a painfully prolonged period.

Centers for Disease Control and Prevention said that fully vaccinated people can stop wearing masks and social distancing outdoors and in most indoor settings. Although the new guidelines don’t specifically refer to the cruising industry, they should give potential cruise customers some confidence that things are returning to normal. Moreover, Pfizer’s PFE Covid-19 vaccine received approval for use in children aged 12 to 15 in the U.S. This could also prove positive for the cruising business, as there could be some revival in demand from families.

The strategy is expected to boost Norwegian Cruise’s product offering, guest experiences, and operational infrastructure. Set sail on an epic 180-day world journey across six continents visiting 43 countries, 101 ports and 81 UNESCO World Heritage sites MIAMI , March 5, 2024 /PRNewswire/ -- Opening up the world to a new ... Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams.

Stifel analyst Steven Wieczynski reiterated a Buy rating on the shares with a price target of $25. NCLH, -1.48% jumped 6.6% in premarket trading Tuesday, after the cruise operator reported a wider-than-expected fourth-quarter loss, but expects a surpris... Cruise stocks rallied in intraday trading Tuesday after a strong earnings report and forecast from Norwegian Cruise Line Holdings (NCLH). Norwegian Cruise Line (NCLH) posted its fourth-quarter results revealing a quarterly loss of $0.18 per share.